Membership

HCCU has over 50 years of experience as northeast Florida's premier provider of personal financial services to healthcare and real estate professionals. In addition, we have extended our membership to anyone living or working in the greater Jacksonville area. Basically, if you live east of Hwy 301 or work in the Healthcare of Real Estate industries, you can become a member!

Benefits of Membership

  • Better Returns. Because we don't have shareholders we have to answer to, we can give any profits we make back to our member-owners, in the form of better dividends rates. Our returns are better than many bank's rates because we give all that money back to you!
  • Loans. As an HCCU member, you can apply for a variety of low cost loans, including auto, mortgage, home equity, and personal loans. We'll work with you to establish a repayment schedule that fits your budget and is both convenient and easy.
  • Better Loan Rates. Your HCCU membership qualifies you for low credit union loan rates. Save hundreds, even thousands, over the life of your loan. Plus, as an added benefit of banking with us, we'll discount your rate even more when you enroll in direct deposit.
  • Loan Product Extras. HCCU membership includes access to added loan protection programs, easily purchased through your loan. Ask about Guaranteed Asset Protection (GAP), Credit Disability & Term Life Protection, and Vehicle Service Contracts when you meet with your friendly loan specialist.
  • Discount Auto Finders. Save time and money with our CAR GUYS. Let us assist you in locating the vehicle of your choice, and help you get the best price using our discount pricing agreements and long-time relationships with area dealers.
  • Visa Credit Card. It's about choice with your HCCU credit card. With multiple card options to choose from, including Rewards Cards, there's sure to be a Visa® credit card to fit your specific needs.

To join HCCU, go to our savings account and click "APPLY NOW." You can also get more information on our Join Today page.