Deposit Insurance

At HCCU, your deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000.

In addition, Healthcare's Cooperative Credit Union has been called 'one of the safest institutions in the nation' by IDC Financial. So you don't have to worry - your money is safe with us!

Click on the NCUA logo at the bottom of the screen to obtain additional information regarding your federal deposit insurance at HCCU, or visit their online calculator.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.